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Welcome to MoneyXP!
Track your money. Earn XP. Build your empire.
🚀 Getting Started
1. Add your accounts — tap Accounts and add your bank, wallet, or cash account with current balance
2. Record income — tap the + FAB button → Add Income whenever you receive money
3. Record expenses — tap + FAB → Add Expense whenever you spend
4. Set a budget — More → Budget Manager to set monthly limits per category
⚡ Earning XP & Coins
• +5 XP every time you log a transaction
• +50 XP when you complete a savings goal
• +XP & 20 coins when you complete a challenge
• Coins on level-up — more coins as you reach higher levels
• +15 coins when you open a Fixed Deposit
• Spend coins in Smart City to buy virtual assets!
⚔️ Challenges
• Go to Goals & Motivation → Challenges
• Pick a preset challenge or create your own
• If you spend in a challenged category, MoneyXP warns you
• Challenges auto-complete when conditions are met — no manual action needed!
🏢️ Smart City
• Build your virtual world with your real savings progress
• Each asset requires a minimum savings balance AND coins
• If your savings drop, you may lose assets — stay motivated!
• Unlock Bicycle → Villa → Mansion → Private Jet as you grow!
🏦 Fixed Deposits
• Go to Goals & Motivation → Fixed Deposits
• Minimum $10 FD (or local currency equivalent)
• Enter bank, period, interest rate, WHT — MoneyXP calculates maturity
• Auto-matures and credits your account — plus 50 bonus coins!
• Early redemption: you get principal back but lose interest and coins